FP | March 28, 2009
Did you know? In the event of your death, the government and courts will decide who gets your assets and who takes care of your children if you don’t have a will. When it comes to managing your finances, creating a will is probably last on your to-do list. But if you have a family, [...]
Category: The Power Of a Will |
9 Comments »
Tags: Guardian for Children, Kids Guardian, Living Will, Power of Attorney, Power of Attorney for Personal Care, Power of Attorney for Property, The Cost Of a Will, Will
FP | March 24, 2009
Did you know the average cost to raise a child to age 18 is about $163,000 according to Vanier Institute of the Family viewed April 21,2005. The truth is most of us don’t think about the cost when we decide to expend our family with children. Children are the most expensive but rewarding additions to [...]
Category: Financial Budget, Financial Knowledge, RESP, Raising Children |
6 Comments »
Tags: Canadian Government, Children, Debt, GESG, RESP, Term Life Insurance, The cost of raising a child, university fee, Will
FP | March 23, 2009
Many people are very concerned about the state of their finances and they are not really sure where to start to repair the damage or to help a good situation become better.< Personally instead of talking about budgeting—which in most cases people think about a straight jacket and limited action—I like to talk about a [...]
Category: Financial Budget, Money Management, Spending Plan |
No Comments »
Tags: Emotional Spending, Financial Budget, Financial Plan, Money managment, Spending Habit, Spending Plan
FP | March 22, 2009
The first step after you admitted that you have a problem is that you want to get out of debt. I found that many people don’t really want to take the sacrifices and discipline to really get out of debt. 1. Keep track of all expenditures. Take a good look at your expenses over the [...]
Category: Debt Elimination, Debt consolidation, Financial Plan, How to get out of debt |
3 Comments »
Tags: Debt consolidation, Debt Elimination, Financial Plan, How to get out of debt, Personal Finance
FP | March 21, 2009
With low interest rates and today’s consumer-driven mentality Canadians have taken to borrowing like never before. We are bombarded with advertisements when we watch TV, listen to the radio or surf the Internet. Companies spend millions in research to determine how we think, shop, and live- our everyday choices at the mall or grocery store [...]
Category: Debt Elimination, Debt consolidation, How to get out of debt |
No Comments »
Tags: How to get out of debt, How to neogtiate with creditors, Manage Debt, Steps to financial independence, Strategy to eliminate credit card debt
FP | March 19, 2009
Buying your first home is one of the most exciting times. Your mind is running at a high speed of planning your future. Excitement is in the air and this is one of those times in life when emotions overflow as the individual/couple is making one of the biggest investment decisions of their lives. After [...]
Category: Mortgage Insurance |
11 Comments »
Tags: Life Insurance, Mortgage Insurance, Term Life Insurance, what banks don't want you to know about Mortgage Insurance