FP | September 14, 2010
“It’s not what you earn but what you keep that’s important”, meaning that you must minimize taxes and maximize cash flow to keep more of what you earn. Understanding how various forms of income are taxed is helpful to understand what you can do to adjust your income resources where possible to lessen the burden [...]
FP | August 25, 2010
I often find my clients paying the minimum on their credit card balances. Some of these people are in a situation where they can not afford to pay more, but some would be able to pay the full balance, but they choose not to because they don’t really understand how accumulated debt works. Why is [...]
FP | February 9, 2010
While few Canadians may feel they don’t have enough tax-friendly savings vehicles, most ordinary working Canadians are well pressed even to maximize the contribution room they already have for their registered retirement savings plans. Unfortunately, personal contributions in RRSPs have declined for more than a decade and will continue to do so as Baby Boomers [...]
FP | January 13, 2010
It’s that season of the year again when most of us want to make the most of our money by investing it in the right vehicle, helping us reach our dreams. As parents we want to do our best to help our kids start their life on a good ground. Since the TFSA was introduced [...]
FP | January 2, 2010
We all like new beginnings, new chances! Wouldn’t you too like to have a new start? A new chance to start all over again? Most of us made some mistakes over the years what we would like to erase from our memories, most of us would like to go back and change the words we [...]
FP | October 23, 2009
Are you making the same money mistakes year after year – without realizing it? Read on to discover the mistakes you might be making – and the steps toward lasting change. Mistake #1: Emotional Spending. In a recent study, people who had just watched a sad movie were willing to spend more than those who [...]
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