FP | September 13, 2009
It’s easy to neglect this cornerstone of your family’s financial health. Don’t make that mistake. While 81% of North Americans say they need life insurance, only 41% own an individually purchased policy. Do any of these other mistakes sound familiar? Have you made these life insurance mistakes? Mistake #1 Putting it off. There’s no doubt [...]
Category: Life Insurance, Term Life Insurance |
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Tags: Life Insurance, Personal Finance, Term Life Insurance
FP | September 11, 2009
Life insurance, specifically Term Life, is arguably one of the best values in the entire financial services arena. Where else can you go and get hundreds of thousands of dollars in protection for literally pennies per day? Rates for Term Life Insurance remain at all-time lows, and now is the time to lock in the [...]
Category: Life Insurance, Term Life Insurance |
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Tags: Life Insurance, Term Life Insurance
FP | May 25, 2009
Many financial advisors cast serious doubts on the investment potential of a cash value life insurance policy. It’s easy to see why. According to Moshe Milevsky, professor of Finance at Toronto’s York University, “policies that combine insurance with an element of investing- such as whole life and universal life-earn a lousy pre-tax return.” Rather then [...]
Category: Financial Knowledge, Life Insurance, Term Life Insurance, Whole Life Insurance-Cash Value |
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Tags: Financial Knowledge, Life Insurance, Whole Life Insurance
FP | May 9, 2009
I speak to many people about life insurance almost daily and I can see a complete confusion over what the various types of life insurance are. Some folks have read up on what the consumer advocates have to say and demand term life insurance. Others just have to have something where they “get their money [...]
Category: Life Insurance, Term Life Insurance |
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Tags: Financial Knowledge, Life Insurance, Term Life Insurance
FP | May 8, 2009
How Life Works? When you’re young, you may have young children to support, a new mortgage payment, and many other obligations. Yet you haven’t had the time to accumulate much money. This is the time when the death of a breadwinner could be devastating and when you need coverage the most. When you’re older, you [...]
Category: Financial Knowledge, Life Insurance, Term Life Insurance |
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Tags: Life Insurance, Term Life Insurance