FP | August 20, 2010
Loyalty is really important to me, but when it comes to car insurance the question remains: How much is your loyalty discount really worth? If you are like most consumers, you might worry that switching insurance companies means losing your “loyalty discount”. The truth is that switching insurance companies may cause you to lose your [...]
FP | February 9, 2010
While few Canadians may feel they don’t have enough tax-friendly savings vehicles, most ordinary working Canadians are well pressed even to maximize the contribution room they already have for their registered retirement savings plans. Unfortunately, personal contributions in RRSPs have declined for more than a decade and will continue to do so as Baby Boomers [...]
FP | January 2, 2010
We all like new beginnings, new chances! Wouldn’t you too like to have a new start? A new chance to start all over again? Most of us made some mistakes over the years what we would like to erase from our memories, most of us would like to go back and change the words we [...]
FP | October 23, 2009
Are you making the same money mistakes year after year – without realizing it? Read on to discover the mistakes you might be making – and the steps toward lasting change. Mistake #1: Emotional Spending. In a recent study, people who had just watched a sad movie were willing to spend more than those who [...]
FP | July 22, 2009
How you manage your money today affects your lifestyle in the years to come. And it’s never too late – or too early – to ensure a healthy fiscal future. Where to start? These age specific tips are very simple, but they’ll have a big impact on your bank account. If you’re wondering where you’ll [...]
FP | May 25, 2009
Many financial advisors cast serious doubts on the investment potential of a cash value life insurance policy. It’s easy to see why. According to Moshe Milevsky, professor of Finance at Toronto’s York University, “policies that combine insurance with an element of investing- such as whole life and universal life-earn a lousy pre-tax return.” Rather then [...]
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