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	<title>Financial Power &#187; Financial Plan</title>
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	<link>http://www.thefinancialpower.com</link>
	<description>Important Keys To Personal Financial Success. Good Quality information About debt consolidation, insurance, saving money, practical investing and financial planning.</description>
	<lastBuildDate>Thu, 26 Aug 2010 00:18:46 +0000</lastBuildDate>
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		<title>New Baby and How Life Changes</title>
		<link>http://www.thefinancialpower.com/2010/08/new-baby-and-how-life-changes/</link>
		<comments>http://www.thefinancialpower.com/2010/08/new-baby-and-how-life-changes/#comments</comments>
		<pubDate>Fri, 13 Aug 2010 00:21:38 +0000</pubDate>
		<dc:creator>FP</dc:creator>
				<category><![CDATA[RESP]]></category>
		<category><![CDATA[Raising Children]]></category>
		<category><![CDATA[Financial Plan]]></category>
		<category><![CDATA[Term Life Insurance]]></category>
		<category><![CDATA[The cost of raising a child]]></category>

		<guid isPermaLink="false">http://www.thefinancialpower.com/?p=1002</guid>
		<description><![CDATA[I hosted a baby shower lately and as we talked about the excitement of having a baby, I mentioned to the “mom to be” friend how the arival of a baby changes everything, including your financial lifestyle and spending habits too. Whatever you considered a “normal” life before now is over. Of course, reading books [...]


Related posts:<ol><li><a href='http://www.thefinancialpower.com/2009/03/the-high-cost-to-raise-a-child/' rel='bookmark' title='Permanent Link: Help Your Kids Become A Million Dollar Richer!!!'>Help Your Kids Become A Million Dollar Richer!!!</a></li>
<li><a href='http://www.thefinancialpower.com/2010/01/how-tfsa-can-pick-up-where-resp-leave-off/' rel='bookmark' title='Permanent Link: How TFSA can pick up where RESP leave off.'>How TFSA can pick up where RESP leave off.</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Choose the right savings vehicle for your dreams.</title>
		<link>http://www.thefinancialpower.com/2010/02/choose-the-right-savings-vehicle-for-your-dreams/</link>
		<comments>http://www.thefinancialpower.com/2010/02/choose-the-right-savings-vehicle-for-your-dreams/#comments</comments>
		<pubDate>Tue, 09 Feb 2010 23:54:38 +0000</pubDate>
		<dc:creator>FP</dc:creator>
				<category><![CDATA[Financial Knowledge]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[RESP]]></category>
		<category><![CDATA[TFSA]]></category>
		<category><![CDATA[Financial Plan]]></category>
		<category><![CDATA[Registered Savings]]></category>
		<category><![CDATA[Steps to financial independence]]></category>

		<guid isPermaLink="false">http://www.thefinancialpower.com/?p=738</guid>
		<description><![CDATA[While few Canadians may feel they don&#8217;t have enough tax-friendly savings vehicles, most ordinary working Canadians are well pressed even to maximize the contribution room they already have for their registered retirement savings plans. Unfortunately, personal contributions in RRSPs have declined for more than a decade and will continue to do so as Baby Boomers [...]


Related posts:<ol><li><a href='http://www.thefinancialpower.com/2010/01/how-tfsa-can-pick-up-where-resp-leave-off/' rel='bookmark' title='Permanent Link: How TFSA can pick up where RESP leave off.'>How TFSA can pick up where RESP leave off.</a></li>
<li><a href='http://www.thefinancialpower.com/2009/03/the-high-cost-to-raise-a-child/' rel='bookmark' title='Permanent Link: Help Your Kids Become A Million Dollar Richer!!!'>Help Your Kids Become A Million Dollar Richer!!!</a></li>
<li><a href='http://www.thefinancialpower.com/2009/07/how-to-be-financially-secure-at-any-age/' rel='bookmark' title='Permanent Link: How to Be Financially Secure at Any Age?'>How to Be Financially Secure at Any Age?</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How TFSA can pick up where RESP leave off.</title>
		<link>http://www.thefinancialpower.com/2010/01/how-tfsa-can-pick-up-where-resp-leave-off/</link>
		<comments>http://www.thefinancialpower.com/2010/01/how-tfsa-can-pick-up-where-resp-leave-off/#comments</comments>
		<pubDate>Wed, 13 Jan 2010 21:45:44 +0000</pubDate>
		<dc:creator>FP</dc:creator>
				<category><![CDATA[Financial Knowledge]]></category>
		<category><![CDATA[Financial Plan]]></category>
		<category><![CDATA[RESP]]></category>
		<category><![CDATA[Raising Children]]></category>
		<category><![CDATA[TFSA]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Steps to financial independence]]></category>

		<guid isPermaLink="false">http://www.thefinancialpower.com/?p=705</guid>
		<description><![CDATA[It’s that season of the year again when most of us want to make the most of our money by investing it in the right vehicle, helping us reach our dreams. As parents we want to do our best to help our kids start their life on a good ground. Since the TFSA was introduced [...]


Related posts:<ol><li><a href='http://www.thefinancialpower.com/2010/02/choose-the-right-savings-vehicle-for-your-dreams/' rel='bookmark' title='Permanent Link: Choose the right savings vehicle for your dreams.'>Choose the right savings vehicle for your dreams.</a></li>
<li><a href='http://www.thefinancialpower.com/2009/03/the-high-cost-to-raise-a-child/' rel='bookmark' title='Permanent Link: Help Your Kids Become A Million Dollar Richer!!!'>Help Your Kids Become A Million Dollar Richer!!!</a></li>
<li><a href='http://www.thefinancialpower.com/2010/08/new-baby-and-how-life-changes/' rel='bookmark' title='Permanent Link: New Baby and How Life Changes'>New Baby and How Life Changes</a></li>
</ol>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Begin again in 2010!</title>
		<link>http://www.thefinancialpower.com/2010/01/begin-again-in-2010/</link>
		<comments>http://www.thefinancialpower.com/2010/01/begin-again-in-2010/#comments</comments>
		<pubDate>Sat, 02 Jan 2010 21:06:46 +0000</pubDate>
		<dc:creator>FP</dc:creator>
				<category><![CDATA[Debt Elimination]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Financial Knowledge]]></category>
		<category><![CDATA[Financial Plan]]></category>
		<category><![CDATA[How to get out of debt]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Wealth Principles]]></category>
		<category><![CDATA[Manage Debt]]></category>
		<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://www.thefinancialpower.com/?p=696</guid>
		<description><![CDATA[We all like new beginnings, new chances! Wouldn’t you too like to have a new start? A new chance to start all over again? Most of us made some mistakes over the years what we would like to erase from our memories, most of us would like to go back and change the words we [...]


Related posts:<ol><li><a href='http://www.thefinancialpower.com/2009/10/stop-making-the-same-money-mistakes/' rel='bookmark' title='Permanent Link: Stop Making the Same Money Mistakes!'>Stop Making the Same Money Mistakes!</a></li>
<li><a href='http://www.thefinancialpower.com/2009/12/holiday-spending-without-holiday-debt/' rel='bookmark' title='Permanent Link: Holiday Spending &#8211; without Holiday Debt.'>Holiday Spending &#8211; without Holiday Debt.</a></li>
<li><a href='http://www.thefinancialpower.com/2009/04/bank-of-canada-lowers-interest-rate/' rel='bookmark' title='Permanent Link: Bank of Canada Lowers Interest Rate'>Bank of Canada Lowers Interest Rate</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Holiday Spending &#8211; without Holiday Debt.</title>
		<link>http://www.thefinancialpower.com/2009/12/holiday-spending-without-holiday-debt/</link>
		<comments>http://www.thefinancialpower.com/2009/12/holiday-spending-without-holiday-debt/#comments</comments>
		<pubDate>Wed, 09 Dec 2009 05:13:12 +0000</pubDate>
		<dc:creator>FP</dc:creator>
				<category><![CDATA[Debt Elimination]]></category>
		<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Financial Plan]]></category>
		<category><![CDATA[How to get out of debt]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Money Mistakes]]></category>
		<category><![CDATA[Spending Plan]]></category>
		<category><![CDATA[Christmas Season]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Emotional Spending]]></category>
		<category><![CDATA[Holiday Season]]></category>
		<category><![CDATA[Holiday Spending]]></category>
		<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://www.thefinancialpower.com/?p=685</guid>
		<description><![CDATA[The holiday shopping season has been in full swing for several weeks, and everywhere, consumers are struggling with how to avoid impulse buys and avoid adding to their debt load. Every year you hear over and over again the how to: stay on a budget, keep a list, check the list again, and sleep on [...]


Related posts:<ol><li><a href='http://www.thefinancialpower.com/2009/03/how-to-get-out-of-debt/' rel='bookmark' title='Permanent Link: How To Get Out of Debt?'>How To Get Out of Debt?</a></li>
<li><a href='http://www.thefinancialpower.com/2009/03/what-is-debt-consolidation/' rel='bookmark' title='Permanent Link: What is Debt Consolidation?'>What is Debt Consolidation?</a></li>
<li><a href='http://www.thefinancialpower.com/2009/03/debt-elimination/' rel='bookmark' title='Permanent Link: Debt Elimination'>Debt Elimination</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bank of Canada Lowers Interest Rate</title>
		<link>http://www.thefinancialpower.com/2009/04/bank-of-canada-lowers-interest-rate/</link>
		<comments>http://www.thefinancialpower.com/2009/04/bank-of-canada-lowers-interest-rate/#comments</comments>
		<pubDate>Wed, 22 Apr 2009 01:58:19 +0000</pubDate>
		<dc:creator>FP</dc:creator>
				<category><![CDATA[Financial Knowledge]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Bank of Canada]]></category>
		<category><![CDATA[Canadian Government]]></category>
		<category><![CDATA[Financial Plan]]></category>
		<category><![CDATA[Manage Debt]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Money managment]]></category>
		<category><![CDATA[Mortgage Rate Cuts]]></category>
		<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://www.thefinancialpower.com/?p=267</guid>
		<description><![CDATA[On Tuesday April 21, 2009 the Bank of Canada lowered its interest rates to a historic low rate of 0.25%. I found this article interesting, so I decided to share it with you. Posted: April 21, 2009, 11:13 PM by James Cowan In this occasional feature, the Post tells you everything you need to know [...]


Related posts:<ol><li><a href='http://www.thefinancialpower.com/2009/04/what-the-rate-cut-means-for-mortgages/' rel='bookmark' title='Permanent Link: What the Rate Cut Means for Mortgages'>What the Rate Cut Means for Mortgages</a></li>
<li><a href='http://www.thefinancialpower.com/2009/10/stop-making-the-same-money-mistakes/' rel='bookmark' title='Permanent Link: Stop Making the Same Money Mistakes!'>Stop Making the Same Money Mistakes!</a></li>
<li><a href='http://www.thefinancialpower.com/2010/01/begin-again-in-2010/' rel='bookmark' title='Permanent Link: Begin again in 2010!'>Begin again in 2010!</a></li>
</ol>]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Protect Your Capital!</title>
		<link>http://www.thefinancialpower.com/2009/04/protect-your-capital/</link>
		<comments>http://www.thefinancialpower.com/2009/04/protect-your-capital/#comments</comments>
		<pubDate>Tue, 21 Apr 2009 23:52:00 +0000</pubDate>
		<dc:creator>FP</dc:creator>
				<category><![CDATA[Protect Your Capital]]></category>
		<category><![CDATA[Annuity Risks]]></category>
		<category><![CDATA[Financial Knowledge]]></category>
		<category><![CDATA[Financial Plan]]></category>
		<category><![CDATA[indexed Annuity]]></category>
		<category><![CDATA[Life Annuity]]></category>
		<category><![CDATA[Money managment]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Protect Your Inheritance]]></category>
		<category><![CDATA[Steps to financial independence]]></category>
		<category><![CDATA[Term Annuity]]></category>
		<category><![CDATA[Variable Annuity]]></category>

		<guid isPermaLink="false">http://www.thefinancialpower.com/?p=252</guid>
		<description><![CDATA[The annuity in its simplest form is a contract between you and the issuing insurance company. Annuities in rare occasions can be a useful place to invest some money if you&#8217;ve exhausted all other tax-deferred retirement plan options, but you really need to do your homework. In many cases, it may be better to buy [...]


Related posts:<ol><li><a href='http://www.thefinancialpower.com/2009/04/what-is-an-annuity/' rel='bookmark' title='Permanent Link: What Is an Annuity?'>What Is an Annuity?</a></li>
<li><a href='http://www.thefinancialpower.com/2009/04/what-types-of-annuities-are-available/' rel='bookmark' title='Permanent Link: What Types of Annuities are Available?'>What Types of Annuities are Available?</a></li>
<li><a href='http://www.thefinancialpower.com/2009/04/is-the-bank-stealing-your-inheritance/' rel='bookmark' title='Permanent Link: Is the Bank Stealing Your Inheritance???'>Is the Bank Stealing Your Inheritance???</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is the Bank Stealing Your Inheritance???</title>
		<link>http://www.thefinancialpower.com/2009/04/is-the-bank-stealing-your-inheritance/</link>
		<comments>http://www.thefinancialpower.com/2009/04/is-the-bank-stealing-your-inheritance/#comments</comments>
		<pubDate>Wed, 08 Apr 2009 20:06:29 +0000</pubDate>
		<dc:creator>FP</dc:creator>
				<category><![CDATA[Annuity]]></category>
		<category><![CDATA[Financial Knowledge]]></category>
		<category><![CDATA[Protect Your Capital]]></category>
		<category><![CDATA[Annuity Risks]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Financial Plan]]></category>
		<category><![CDATA[indexed Annuity]]></category>
		<category><![CDATA[Insurance Company]]></category>
		<category><![CDATA[Life Annuity]]></category>
		<category><![CDATA[Protect Your Inheritance]]></category>
		<category><![CDATA[Variable Annuity]]></category>

		<guid isPermaLink="false">http://www.thefinancialpower.com/?p=199</guid>
		<description><![CDATA[The main reason I started this site/blog is to educate people about the insides of the financial products so people will be able to make the right choices. I been in a waiting room, and like always I picked a magazine from the coffee table to read. Often, you can tell a lot about people [...]


Related posts:<ol><li><a href='http://www.thefinancialpower.com/2009/04/what-types-of-annuities-are-available/' rel='bookmark' title='Permanent Link: What Types of Annuities are Available?'>What Types of Annuities are Available?</a></li>
<li><a href='http://www.thefinancialpower.com/2009/04/what-is-an-annuity/' rel='bookmark' title='Permanent Link: What Is an Annuity?'>What Is an Annuity?</a></li>
<li><a href='http://www.thefinancialpower.com/2009/04/protect-your-capital/' rel='bookmark' title='Permanent Link: Protect Your Capital!'>Protect Your Capital!</a></li>
</ol>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Financial Budgeting, Planning</title>
		<link>http://www.thefinancialpower.com/2009/03/financial-budgeting-planning/</link>
		<comments>http://www.thefinancialpower.com/2009/03/financial-budgeting-planning/#comments</comments>
		<pubDate>Tue, 24 Mar 2009 00:39:11 +0000</pubDate>
		<dc:creator>FP</dc:creator>
				<category><![CDATA[Financial Budget]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Spending Plan]]></category>
		<category><![CDATA[Emotional Spending]]></category>
		<category><![CDATA[Financial Plan]]></category>
		<category><![CDATA[Money managment]]></category>
		<category><![CDATA[Spending Habit]]></category>

		<guid isPermaLink="false">http://www.thefinancialpower.com/?p=101</guid>
		<description><![CDATA[Many people are very concerned about the state of their finances and they are not really sure where to start to repair the damage or to help a good situation become better.< Personally instead of talking about budgeting&#8212;which in most cases people think about a straight jacket and limited action&#8212;I like to talk about a [...]


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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How To Get Out of Debt?</title>
		<link>http://www.thefinancialpower.com/2009/03/how-to-get-out-of-debt/</link>
		<comments>http://www.thefinancialpower.com/2009/03/how-to-get-out-of-debt/#comments</comments>
		<pubDate>Sun, 22 Mar 2009 17:44:20 +0000</pubDate>
		<dc:creator>FP</dc:creator>
				<category><![CDATA[Debt Elimination]]></category>
		<category><![CDATA[Debt consolidation]]></category>
		<category><![CDATA[Financial Plan]]></category>
		<category><![CDATA[How to get out of debt]]></category>
		<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://www.thefinancialpower.com/?p=352</guid>
		<description><![CDATA[The first step after you admitted that you have a problem is that you want to get out of debt. I found that many people don’t really want to take the sacrifices and discipline to really get out of debt. 1. Keep track of all expenditures. Take a good look at your expenses over the [...]


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<li><a href='http://www.thefinancialpower.com/2009/03/what-is-debt-consolidation/' rel='bookmark' title='Permanent Link: What is Debt Consolidation?'>What is Debt Consolidation?</a></li>
<li><a href='http://www.thefinancialpower.com/2009/03/debt-elimination/' rel='bookmark' title='Permanent Link: Debt Elimination'>Debt Elimination</a></li>
</ol>]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Debt Elimination</title>
		<link>http://www.thefinancialpower.com/2009/03/debt-elimination/</link>
		<comments>http://www.thefinancialpower.com/2009/03/debt-elimination/#comments</comments>
		<pubDate>Sun, 15 Mar 2009 17:04:04 +0000</pubDate>
		<dc:creator>FP</dc:creator>
				<category><![CDATA[Debt Elimination]]></category>
		<category><![CDATA[Financial Plan]]></category>
		<category><![CDATA[How to get out of debt]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Steps to financial independence]]></category>

		<guid isPermaLink="false">http://www.thefinancialpower.com/?p=341</guid>
		<description><![CDATA[The Only Way to Get Out of Debt: The answer is not the interest rate BUT changing your habits. You need to commit to getting on a written game plan and sticking to it. Get an extra job and start paying off the debt. Live on less than you make. It is not rocket science, [...]


Related posts:<ol><li><a href='http://www.thefinancialpower.com/2009/03/debt-consolidation-vs-debt-elimination-2/' rel='bookmark' title='Permanent Link: Debt Consolidation vs. Debt Elimination'>Debt Consolidation vs. Debt Elimination</a></li>
<li><a href='http://www.thefinancialpower.com/2009/03/how-to-get-out-of-debt/' rel='bookmark' title='Permanent Link: How To Get Out of Debt?'>How To Get Out of Debt?</a></li>
<li><a href='http://www.thefinancialpower.com/2009/03/what-is-debt-consolidation/' rel='bookmark' title='Permanent Link: What is Debt Consolidation?'>What is Debt Consolidation?</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is Debt Consolidation?</title>
		<link>http://www.thefinancialpower.com/2009/03/what-is-debt-consolidation/</link>
		<comments>http://www.thefinancialpower.com/2009/03/what-is-debt-consolidation/#comments</comments>
		<pubDate>Sun, 15 Mar 2009 01:49:04 +0000</pubDate>
		<dc:creator>FP</dc:creator>
				<category><![CDATA[Debt Elimination]]></category>
		<category><![CDATA[Debt consolidation]]></category>
		<category><![CDATA[Financial Plan]]></category>
		<category><![CDATA[How to get out of debt]]></category>
		<category><![CDATA[Add new tag]]></category>
		<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://www.thefinancialpower.com/?p=327</guid>
		<description><![CDATA[Debt Consolidation:multiple debt or credit lines and consolidating them into one new payoff plan. Frequently, this is a consolidation loan, provided to consolidate debts into one loan with one payment, typically shifting credit card debts to secured debt by refinancing a mortgage. It could also refer to a credit counseling or debt settlement program. Debt [...]


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<li><a href='http://www.thefinancialpower.com/2009/03/how-to-get-out-of-debt/' rel='bookmark' title='Permanent Link: How To Get Out of Debt?'>How To Get Out of Debt?</a></li>
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