FP | March 22, 2009
The first step after you admitted that you have a problem is that you want to get out of debt. I found that many people don’t really want to take the sacrifices and discipline to really get out of debt. 1. Keep track of all expenditures. Take a good look at your expenses over the [...]
FP | March 21, 2009
With low interest rates and today’s consumer-driven mentality Canadians have taken to borrowing like never before. We are bombarded with advertisements when we watch TV, listen to the radio or surf the Internet. Companies spend millions in research to determine how we think, shop, and live- our everyday choices at the mall or grocery store [...]
FP | March 16, 2009
Before I go into more details about what’s the difference between debt consolidation and debt elimination I would like to get to the core of the problem. Some facts about debt: The debt-to-income ratio in the second quarter of 2008 continued to climb, reaching 130.9%. Now this is dumb! But what does this mean? For [...]
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