FP | September 14, 2010
“It’s not what you earn but what you keep that’s important”, meaning that you must minimize taxes and maximize cash flow to keep more of what you earn. Understanding how various forms of income are taxed is helpful to understand what you can do to adjust your income resources where possible to lessen the burden [...]
FP | July 10, 2010
They can’t wait school to be over, yet one week after school ends and you hear it: “I’m bored!” Your poor kids suddenly have absolutely NOTHING to do (wonder why, when their room is packed with toys…). This summer as our economy is still has his downside and many parents might not be able to [...]
FP | October 23, 2009
Are you making the same money mistakes year after year – without realizing it? Read on to discover the mistakes you might be making – and the steps toward lasting change. Mistake #1: Emotional Spending. In a recent study, people who had just watched a sad movie were willing to spend more than those who [...]
FP | April 21, 2009
On Tuesday April 21, 2009 the Bank of Canada lowered its interest rates to a historic low rate of 0.25%. I found this article interesting, so I decided to share it with you. Posted: April 21, 2009, 11:13 PM by James Cowan In this occasional feature, the Post tells you everything you need to know [...]
FP | April 21, 2009
The annuity in its simplest form is a contract between you and the issuing insurance company. Annuities in rare occasions can be a useful place to invest some money if you’ve exhausted all other tax-deferred retirement plan options, but you really need to do your homework. In many cases, it may be better to buy [...]
FP | March 23, 2009
Many people are very concerned about the state of their finances and they are not really sure where to start to repair the damage or to help a good situation become better.< Personally instead of talking about budgeting—which in most cases people think about a straight jacket and limited action—I like to talk about a [...]
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