FP | August 25, 2010
I often find my clients paying the minimum on their credit card balances. Some of these people are in a situation where they can not afford to pay more, but some would be able to pay the full balance, but they choose not to because they don’t really understand how accumulated debt works. Why is [...]
Category: Financial Knowledge, Money Management |
2 Comments »
Tags: Credit Cards, Debt Elimination, Manage Debt, Personal Finance
FP | August 20, 2010
Loyalty is really important to me, but when it comes to car insurance the question remains: How much is your loyalty discount really worth? If you are like most consumers, you might worry that switching insurance companies means losing your “loyalty discount”. The truth is that switching insurance companies may cause you to lose your [...]
Category: Car Insurance |
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Tags: Financial Knowledge, Personal Finance
FP | January 13, 2010
It’s that season of the year again when most of us want to make the most of our money by investing it in the right vehicle, helping us reach our dreams. As parents we want to do our best to help our kids start their life on a good ground. Since the TFSA was introduced [...]
Category: Financial Knowledge, Financial Plan, RESP, Raising Children, TFSA |
1 Comment »
Tags: Financial Plan, Personal Finance, RESP, Steps to financial independence, TFSA
FP | December 9, 2009
The holiday shopping season has been in full swing for several weeks, and everywhere, consumers are struggling with how to avoid impulse buys and avoid adding to their debt load. Every year you hear over and over again the how to: stay on a budget, keep a list, check the list again, and sleep on [...]
Category: Debt Elimination, Financial Budget, Financial Plan, How to get out of debt, Money Management, Money Mistakes, Spending Plan |
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Tags: Christmas Season, Credit Cards, Debt Elimination, Emotional Spending, Financial Budget, Financial Plan, Holiday Season, Holiday Spending, Personal Finance
FP | October 23, 2009
Are you making the same money mistakes year after year – without realizing it? Read on to discover the mistakes you might be making – and the steps toward lasting change. Mistake #1: Emotional Spending. In a recent study, people who had just watched a sad movie were willing to spend more than those who [...]
Category: Financial Budget, Financial Knowledge, Money Mistakes |
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Tags: Financial Knowledge, Money, Money managment, Personal Finance
FP | September 24, 2009
Once you determined your financial goals and the time frame to get there, you are on a new journey, a new direction and for a while it might be worth keeping it under your hat. There may come a time when you will need to discuss what you are doing with money mentors, but for [...]
Category: Thinking Wealthy, Wealth Principles |
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Tags: Personal Finance