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Is Life Insurance a Good Investment?

FP | May 25, 2009

Many financial advisors cast serious doubts on the investment potential of a cash value life insurance policy. It’s easy to see why. According to Moshe Milevsky, professor of Finance at Toronto’s York University, “policies that combine insurance with an element of investing- such as whole life and universal life-earn a lousy pre-tax return.” Rather then [...]

Category: Financial Knowledge, Life Insurance, Term Life Insurance, Whole Life Insurance-Cash Value | 2 Comments »
Tags: Financial Knowledge, Life Insurance, Whole Life Insurance

Some Questions about Cash Value

FP | May 14, 2009

When it comes to life insurance, you have two basic choices: Some for of cash value life insurance (including universal life) and term insurance. Cash value policies have been sold for decades and are owned by millions of consumers. As a “bundled” policy, it requires you to buy both your death benefit and a cash [...]

Category: Financial Knowledge, Life Insurance, Whole Life Insurance-Cash Value | No Comments »
Tags: Cash Value Insurance, Financial Knowledge, Life Insurance, Whole Life Insurance